Prestige

Retailer Website Privacy Policy

Who We Are

This privacy policy outlines the data processing practices for Prestige Midlands Ltd. Our company is authorized and regulated by the Financial Conduct Authority (FRN 788224) and operates as a credit broker, not a lender, offering finance from two lenders: Ikano and Propensio.
Contact Information:

For any requests or queries regarding your personal information, please contact us.


Scope

This privacy policy applies only to the Prestige Midlands Ltd website at www.prestigemidlands.co.uk.


Information Collected

We collect personal information when you submit inquiries through our website or contact us via email. Additionally, we log IP addresses to ensure technical standards and message delivery.


Use of Personal Information

Personal data collected via our website may be used for the following purposes:

  • Identifying potential customers
  • Responding to requests and inquiries
  • Managing credit agreements with our panel of lenders
  • Providing information about Prestige Midlands Ltd products and services

We do not sell your information or use it for purposes beyond those outlined above.


Cookies

We may use cookies to enhance your experience on our website. A cookie is a data element that allows us to understand user behavior on our website, identify popular sections, and tailor information to improve the user experience.

Managing Cookies:
Most web browsers accept cookies by default. You may adjust your browser settings to decline cookies, although this may affect your ability to access certain features. For more information on managing cookies, visit the ICO’s cookie page.


Security Measures

We take reasonable steps to protect your personal information. Data collected by us is stored on secure servers with encryption for added security.


Fraud Prevention and Identity Verification

  • Fraud Prevention: We may share your information with fraud prevention agencies. If false information is provided, details may be shared with these agencies to prevent fraud and money laundering.
  • Identity Checks: We may require physical identity verification, and lenders may conduct credit reference checks. This information remains confidential unless you provide written consent.
  • Money Laundering Compliance: We may confirm or re-confirm your identity in line with anti-money laundering regulations.

Special Category Data

In rare instances, we may receive Special Category Data as defined under GDPR. Should this occur, we will notify you and discuss the appropriate handling or deletion of such data. For more details, see the ICO’s GDPR guidance.


Disclosures

Prestige Midlands Ltd does not disclose personal information to third-party companies, nor do we use external processors for handling your data.


International Data Transfers

Using the Internet for data collection and processing may involve international data transmission. By using our website and communicating electronically, you consent to this form of data transfer.


Your Rights

If we collect personal data from you, you have the right to request access, modification, or deletion of this data. Prestige Midlands Ltd does not charge for these requests unless deemed excessive or unfounded. In cases of refusal, we will explain the reasoning and inform you of your right to complain to the supervisory authority.


Opt-Out Options

If you no longer wish to receive newsletters or other communications from us, please contact us, and we will remove your information.


Changes to This Privacy Policy

We may update this Privacy Policy periodically. Please check this page for any changes. By continuing to use our website after updates, you agree to the revised policy.

Contact Us:
If you have further questions about our Privacy Policy, please reach out using the contact information provided above.

Last Updated: 31/8/23